Every now and then, a disaster strikes. Perhaps one of the services you’re using gets hacked, and your login details are exposed.
Now you have to spend an entire afternoon going through all your accounts and apps to reset the (same) password you’ve been using for everything to ensure your data is safe.
The alternative is way less urgent, and it surely seems less relevant; set up a password manager in advance, create a solid, strong default password, and remember it.
A hassle, for sure, but infinitely less risky and taxing compared to scenario one.
Can you spend a bit of time today to save yourself from an afternoon of damage control down the road?